Need to improve late payments?
Step into the AI Era
In an era where video rules on social, and a new AI tool is being born every morning, you can’t afford to be left behind. It’s time to address late payments using both meta-communication and the latest, efficient, and most trustworthy AI tools. It’s smart and easy!
How easy is it?
Just copy and paste
Developing the innovative AI communication
system was not easy, although the saying
simple is genius’ is apt, and rightly so.
However, implementing the solution into your
organization’s system is surprisingly straightforward.
Just copy and paste.
Watch a Demo
What Makes Collect.Tim a game-changer?
Zero Integration Needed
Our Smart Link technology works right out of the box.
- Collect payments faster and more efficiently
- Save time
- Reduce costs
- Maintain data compliance and security
- Increase customer satisfaction
As we mentioned, copy, paste, and proceed.
Integration is the #1 roadblock to adopting new AI solutions. We removed it.
Customers don’t pay on time?
Meet the AI that understands how to face the debtors
You’ve sent thousands of reminders: letters, calls, emails, SMS. They’re cold, transactional, easy to ignore.
Today, there’s a smarter and easy way. Neuroscience shows that visual stimuli activate up to 80% of the brain.
That makes video far more powerful than text or voice alone.
Meet the first AI-powered meta-communication system designed to improve collections by understanding and influencing debtor behavior.
Our secret? A blend of AI systems, neuroscience, game theory, and behavioral economics is embedded in lifelike AI-driven avatars that talk, look, and feel like real humans, designed to encourage debtors to pay faster.
Look at the Meta-Communication
And see how it serves you
Meta-communication refers to everything beyond the actual words: tone of voice, eye gaze, body language, timing, and emotion.
These subtle cues determine whether the message you send to your debtor is trusted, ignored, or acted upon.
We’ve developed AI-driven avatars that master these subtle signals to drive more effective payment behavior.
Think of it as communication 2.0: not just what is said, but how it’s perceived.
On the one hand, we study the viewer’s gaze, checking whether they are indeed focusing on the avatar’s eyes and mouth; on the other hand, we study which area of the viewer’s face the avatar’s eyes will focus on.
As shown above, We utilize eye-tracking research to analyze and optimize the direction, duration, and rhythm of the avatar’s gaze. The AI-driven avatars you’ll get and send to your debtor are trained to simulate natural, socially intelligent eye contact. Thereby optimizing the debtor’s attention.
The result? Instant connection. Deeper trust and action.
AI-Humanoid Avatars That Drive Action
Not another chatbot. Not another generic email.
Your debtors see a face, hear a voice, and experience a message designed to trigger faster payments.
Our avatars are trained using a science-backed method called Meta-Communication — proven to capture attention, build trust, and reduce payment friction.
The Multi-Agent
Doing the work for you
We use local AI agents that:
- Analyze payment behavior in your industry
- Track debtor engagement (without collecting personal data)
- Automatically adapt messaging to maximize conversion
All of this happens behind the scenes — you just send your reminders as usual and start counting the money flowing in faster!
So Simple, It’s Genius
You’ll get a Smart Link.
Drop it into your next invoice email, SMS, or WhatsApp reminder.
Done.
Behind that link, our system delivers:
- A custom, branded avatar video
- Real-time engagement tracking
- Predictive insights and performance dashboards
Privacy-First. Audit-Ready.
No personal data is collected.
No sensitive systems are touched.
Every AI action is logged and according to the customer request.
The Problem We Solve:
Late Payments Hurt Everyone
Late payments cause:
Cash flow instability
Operational inefficiency
High costs in manual collections
$5 trillion in unpaid invoices are sitting on corporate balance sheets globally, not due to inability to pay, but behavioral friction.
We solve that friction.
For decades, organizations have tried everything—letters that go unread, phone calls that are interrupted, emails that vanish in crowded inboxes.
Even WhatsApp and chatbots have become a source of noise in the background.
But a new era has arrived.
Collect.Tim harnesses the power of AI and the human face—your most primal communication channel—to break through the silence.
With our hyper-realistic humanoid avatars, messages aren’t just seen or heard—they’re felt.
This is more than a reminder.
It’s a presence. And it works.
Who Is Collect.Tim For?
We serve industries where high invoice volumes meet payment delays:
- Banking & Fintech (BNPL, Insurance, Credit)
- Utilities & Telecom
- Healthcare & Pharma
- Public Sector & Education
- SaaS & E-commerce & RetailBusiness Services
How It Works:
1
Discovery
We start by learning about your business’s unique needs and goals
2
Custom Video Team
We create a set of branded humanoid avatars that reflect your company’s tone, culture, and style
3
Smart Link Delivery
You’ll receive a simple Smart Link to embed in your payment reminders
4
Just drop the Smart Link
into your SMS, email, or WhatsApp messages—no technical setup required
5
Send Reminders
Send your usual payment reminders as you always do
6
Interaction Tracking
Our AI-powered system watches how debtors engage with the Smart Link and video messages
7
Data-Driven Insights
The AI analyzes interaction data and recommends the best strategies to boost payment rates
8
Activity Report
Finally, you get a clear, actionable report on engagement and performance
Collect.Tim’s 3-axis communication methodology
Smart Link Technology
A lightweight, standalone tool that can be included in existing invoice communications
AI-Generated Avatar Messages
When customers click the Smart Link, they view a professional, AI-generated audio-visual message delivered by a digital representative that aims to communicate overcome the pain of payments
AI system ___________
Follow the behavior. The system is designed to track interaction patterns with these messages (without collecting personal data) to measure effectiveness and guide strategy improvements
Each of these sectors deals with high volumes of invoices and stands to benefit from Collectim’s AI-driven communication and collection insights.
What is a smart link technology аnd how does it work for you?
What makes Collect.Tim different?
Zero Integration Required
Intended to function alongside existing accounting/ERP systems with no API connections or IT projects
Privacy-First Design
Built to operate without collecting, storing, or processing personal information
Multi-Strategy Framework
Applies various communication approaches based on principles of behavioral economics and game theory
Implementation Without Disruption
Designed for deployment within days, requiring minimal training or process
Our Vision
We believe in:
- Fair payment behavior: “You pay me on time, I pay them on time”
- Stronger financial ecosystems
- Better relationships between companies and their customers