Late payments aren’t just a nuisance—they’re a silent threat to every business’s cash flow. For years, companies have tried every tool: letters that go unread, phone calls that disrupt, emails that get buried, and chatbots that feel robotic.
Even WhatsApp reminders now blend into the noise. But what if a message could stand out—and speak directly to the human behind the debt?
Welcome to Collect.Tim—the first AI-powered audio-visual solution for late payments. Our humanoid avatars deliver a video messages designed to create connection, trigger emotion, and drive action. With no need for system integration, Collect.Tim offers a plug-and-play SmartLink that blends neuroscience, behavioral economics, and cutting-edge AI into one powerful experience.

From Generic Reminders to Humanized Communication

For decades, reminders were transactional. A letter. A call. An email. But today, we know better. Neuroscience has shown that visual stimuli activate up to 80% of the brain, far outpacing text or audio alone.
That’s why Collect.Tim uses AI-generated video avatars that look, move, and sound like real humans—to engage the senses, trigger empathy, and increase response rates.
This is not just communication. It’s meta-communication, the science of how something is said, not just what is said. Our system analyzes and controls micro-expressions, body language, and, in particular,eye gaze, which is a crucial factor in building trust. Our eye-tracking research shows how Collect.Tim trains avatars to lock in attention and direct focus, creating an emotional bridge between your message and your customer.

Leveraging Behavioral Science for Effective Collections 

Instead of relying on pressure tactics common in traditional collection methods, Collect.Tim employs a psychology-driven approach.
Our Multi-Agent Intelligence Layer analyzes behavioral profiles to customize messaging, directly tackling the underlying cognitive obstacles to payment, including avoidance, denial, and confusion.

Our avatars communicate with the appropriate tone and message at the optimal time.
Beyond mere delivery confirmation, we prioritize engagement measurement.
Our real-time analytics provide insights into recipient interaction, such as video opens, viewing duration, and points of disengagement.
This process is privacy-safe and ready for audit.

Collect.Tim is an AI-powered communication system that helps organizations reduce late payments and improve cash flow by offering an audio-visual AI system to convert payment communication discussions into impactful behavioral strategies, thereby accelerating debtor payments.