Collect.Tim helps deal with Late payments that disrupt cash flow, cost time and money, and strain relationships with clients and debtors.

Collect.Tim is an AI-powered communication system that helps organizations reduce late payments and improve cash flow by offering an audio-visual AI system to convert payment communication discussions into impactful behavioral strategies, thereby accelerating debtor payments.

Most reminders are easy to ignore. Collect.Tim’s audio-visual messages utilize meta-communication, thereby conveying a sense of humanity, thanks to avatars that employ tone, eye contact, and micro-expressions to create trust and urgency.

Meta-communication encompasses everything beyond words, including body language, eye gaze, timing, emotion, and tone of voice. These nonverbal signals decide whether your message is trusted, ignored, or acted upon. We utilize AI to train the AI-based avatars and ensure they effectively convey the message to debtors.

Not at all. Chatbots talk in text. Our AI-based humanoid avatars appear in videos, looking and sounding realistic, making eye contact with the debtor, and speaking directly to them. It’s face-to-face, at scale.

No, this is a category of its own: AI-powered meta-communication. Our avatars are backed by eye-tracking research, behavior models, and a Multi-Agent Intelligence Layer.

Very. It uses multiple AI agents that learn over time and optimize message delivery. The avatars themselves are trained in nonverbal communication to increase emotional impact.

It’s a smart link that you can copy and paste into any message—email, SMS, or WhatsApp. When clicked, it opens a video: no integration, no coding, no hassle.

No need. That’s the point. Our system requires zero integration. You get the power of AI without touching your infrastructure.

Yes. Enterprises can obtain branded avatars that feature their enterprise’s logo, reflect their tone, and adhere to their brand guidelines, making them feel like a genuine representative of the company.

The AI-generated avatar delivers a short message that fosters trust and emotional engagement. This breaks through message fatigue and triggers the behavioral drivers behind faster payments.

We track engagement: did the video open, how many times was it watched, which video was most popular, and in which geographic location? It’s all anonymous.

No. Collect.Tim is privacy-first and super safe. We don’t collect or store personal data.

You’ll get dashboards with performance and engagement insights, without breaching privacy.

The system increases the likelihood of cooperation and timely payment, even from previously unresponsive customers.

It’s as easy as copy and paste—no IT teams. No integration. Just drop the SmartLink into your reminders and go.

Minimal. You’ll receive a brief walkthrough, and everything else is plug-and-play. We do the heavy lifting behind the scenes.

Our AI engine selects the most suitable avatar message based on your segment, monitors the recipient’s interaction, and learns over time to enhance future delivery.

Absolutely. Our avatars and scripts can be localized, culturally adapted, and tailored to different types of debtors or regions.

Unlike a chatbot, you have complete control over all content. The avatars are designed to evoke a sense of humanity, empathy, and respect.

For innovation-driven organizations: banks, insurers, BNPL providers, utilities, SaaS, retail, and the public sector. Especially where high volume and late payments meet.

We aim to build fairer financial reclaimers and create payment reminders that aren’t cold threats but trusted nudges that protect relationships and enhance cash flow.

Highly. Since it doesn’t rely on integrations, it scales across business units, countries, or verticals with minimal friction.

We’re not just improving collections; we’re redefining how businesses communicate around money. Collect.Tim is a new category: AI Meta-Communication for Enterprise Payments.

Click “Watch a Demo” on our site or “Get Started” to experience it live. You’ll see the power of AI + meta-communication in action.